Roth Ira Limits 2025 Vanguard Roth. The limit is $23,000 in 2025, or $30,500 for savers 50 or older. For the 2025 tax year.
Those are the caps even if you make more, up to the phaseout level. This table shows whether your contribution to a roth ira is affected by the amount of your modified agi as computed for roth ira purpose.